We must serve others with our body and circumambulate the Lord and prostrate ourselves before Him. In this way we earn merit. How do we use our tongue to add to our stock of virtue? By muttering, by repeating, the names of the Lord. You will perhaps excuse yourself saying: "All our time is spent in earning our livelihood. How can we think of God or repeat his names?" A householder has a family to maintain; but is he all the time working for it? How much time does he waste in gossip, in amusments, in speaking ill of others, in reading the papers? Can't he spare a few moments to remember the Lord? He need not set apart a particular hour of the day for his japa. He may think of God even on the bus or the train as he goes to his office or any other place. Not a paisa is he going to take with him finally after his lifelong pursuit of money. The Lord's name (Bhagavannama) is the only current coin in the other world.
-His Holiness Sri Chandrasekarendra Saraswathi Swamigal.